As the major card schemes have announced EMV roadmap and migration plans for the US market, many issuers, acquirers and merchants are putting plans in place to meet the targets. To address the market needs, Edgar, Dunn & Company (EDC) and Smart Commerce International, Ltd (SCIL) are announcing the formation of an alliance that will bring together the skills of both companies for the benefit of our clients.

EDC has advised major issuers and acquirers on the business case for EMV and strategies for deployment. EDC’s services include developing market and individual institution business cases, determining deployment plans based on the business case, and advising on how institutions can leverage EMV as the foundation for strategies and services, such as mobile payments, that increase sales and market share.

SCIL has had many years of hands on experience with implementing EMV and understands the practical and technical issues related to not only implementation but also operation of the migrated systems. This affects all areas of the business from education and training to card lifecycle management, to marketing plans. Everyone must understand what this change means to their day to day operations to take advantage of all the benefits that can come from a well planned and executed migration.

“We have been working with major issuers and acquirers on how to position their EMV projects for a successful business case in many countries since the early days of EMV”, said Jane Cloninger, Director at EDC, “With the SCIL partnership, we can now offer our clients complete business and technical advice for successful EMV projects”.

“We are very excited about working with EDC who are the premier experts in the payment industry”, said Mansour Karimzadeh, SCIL Managing Director USA, “We believe that with our combined business and technical expertise we can help EMV issuers and acquirers through this complex new payment world”.

About Edgar, Dunn & Company:

Edgar, Dunn & Company (EDC) is an independent strategy consulting firm with a team composed of seasoned professionals who take a highly pragmatic approach to client issues and deliver analysis that is solidly grounded by experience and know-how. We provide both strategic advice and the business services required to translate that advice into action.

EDC is recognized among the world’s pre-eminent experts in the payments industry. Additional areas of expertise include new financial services channels, technologies and markets, retail financial services, and e-business.

Established in 1978 in the United States, EDC has expanded to meet the needs of our increasingly global client base. Today we serve clients in more than 35 countries on six continents from offices in San Francisco, Atlanta, London, Sydney, Frankfurt and Paris.

For more information, please visit or contact

About SCIL

Based in New York and Toronto, SCIL is a consultancy and software solutions provider with specialist expertise in EMV credit/debit smart card solutions, payment transaction processing systems, mobile payments and enterprise security, addressing the financial, healthcare and transportation markets. SCIL services and solutions include EMV training workshops, EMV transaction processing software applications and consultancy. For more information, visit or contact