Selected Experience in Marketing

Assisted a credit card association to develop the rationale for its domestic and international interchange and cash advance fees. Responsible for annual review and update of those fees since 1978.

Conducted a study for a client by collecting and reviewing credit and debit card issuing costs, developing an analysis of interchange costs, and presenting the results and implications of potential changes in interchange to the South African economy.

Collected and reviewed credit card issuing and ATM network operational costs, statistical review of data quality and developed an analysis of interchange costs for credit card issuing interchange and ATM cash advance reimbursement costs in Europe for an international payment scheme.

Conducted a review of market structures for commercial card transactions across Europe and reviewed commercial card issuer costs incurred in supporting commercial card transactions for a major international card scheme.

Conducted an interchange study of client members for domestic transactions in the UK. The study followed a new data collection process, which included on-site member meetings to review progress during the data collection phase.

Developed an end-to-end costing methodology based on activity based costing, which enables issuing and acquiring costs to be measured against a standard costing model.

Conducted a study of collecting and reviewing credit card ATM network operational costs, statistical review of data quality and developing an analysis of interchange costs for credit card ATM cash advance reimbursement costs.