Selected Experience in Risk Management

Conducted a risk assessment of shared deposits through EFT, ATM, and ACH networks. Identified potential risks of shared deposit transactions including cardholder fraud, settlement risk, operational risk, and regulatory/compliance risk and defined operational controls and procedures to mitigate identified risks.

Provided ongoing support to a domestic credit card payment organization in the UK in connection with a regulatory inquiry by the OFT.

Prepared a report for a major global payment scheme that formed part of a submission to the European Commission in response to a regulatory inquiry into cross-border interchange arrangements within the European Union.

Provided advice to a major UK bank on reporting information requested by a domestic regulator. The work included advising on how to design samples to obtain statistically relevant information and provide a perspective on the quality of data already collected.