Interchange Fee Regulation (IFR) Impact Assessment Study Report
Edgar, Dunn & Company (EDC) undertook an independent study analysing the impact of the Interchange Fee Regulation (IFR). The objective was to qualitatively and quantitatively assess the impact of the IFR by comparing baseline data collected before and after the IFR came into force.Some of the key conclusions of the assessment were the following:
The study was commissioned by Mastercard and provides a detailed analysis of the retail card payment market from pre-IFR to post-IFR in seven countries, namely, France, Germany, Italy, Poland, Romania, Spain, and the United Kingdom. The quantitative results of the analysis were extrapolated to the EU28 level.The full report and the executive summary are available to download.
Edgar, Dunn & Company’s 2023 Fintech and Advanced Payments Report