About This Episode
In this episode, Greg Toussaint, Director at Edgar, Dunn & Company, sits down with Jacques-Olivier Schatz, CEO of Xpollens, to explore what embedded payments really mean - and how they’re already reshaping user experiences. From travel reimbursements and instant payouts to crypto wallets and digital marketplaces, Jacques-Olivier shares how Xpollens brings payments directly into the flow of apps and platforms, without compromising security or compliance.
They also discuss how regulation can be a driver - not a blocker - when integrated early into product design. Jacques-Olivier reflects on why banks and fintechs need to collaborate, and how emerging technologies like AI agents could redefine payment infrastructures in the near future.
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Episode Links
Guest Bio
Jacques-Olivier is the CEO of Xpollens. With a solid background in fintech and insurtech, he has successfully led high-growth companies such as Nickel, Wakam, and Pledg. His career spans finance, business development, and executive management, giving him a sharp command of both operational structuring and strategic acceleration.
Today, he’s putting that expertise to work with a clear goal: establishing Xpollens as a leading force in payments across Europe.
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This article is part of Leaders in Payments & Fintech, a podcast and newsletter brought to you by EDC. Join us and follow Leaders in Payments & Fintech today on Apple, Spotify, or your favorite podcast app for conversations with today’s global leaders in payments and Fintech.
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Grégoire is a Director in the Paris office with over 15 years of consulting experience with EDC in business strategy for clients in Asia, Europe, North and South America. Grégoire has worked in EDC's London, Sydney and Paris offices and developed global perspectives on payments. Within EDC, Greg leads EDC’s B2B Payments Practice and has developed specific expertise in retail and travel payments, working for all actors in the payments value chain (e.g. central banks, issuers, acquirers, payment schemes, merchants and payment providers). Outside of work, Grégoire plays the saxophone and loves baking cakes.
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