About This Episode
In this episode, Mark Beresford, Director at Edgar, Dunn & Company, talks with Jaya Vaidhyanathan, CEO of BCT Digital, about how big data and AI are revolutionizing risk and compliance. From fraud prevention and real-time monitoring to climate risk modeling for insurers, Jaya explains how AI delivers insights beyond human capability and why it works best as a collaboration between machines and human judgment.
They also explore why we’re at an AI “inflection point,” what it means for the future of work, and how early adoption can keep you competitive. Jaya shares lessons from her own career-spanning investment banking, global consulting, and entrepreneurship, including navigating gender bias and building resilience in male-dominated industries.
Join us for a forward-looking conversation on AI’s role in reshaping financial services, and why the time to act is now.
Watch The Episode
Episode Links
LinkedIn: https://www.linkedin.com/in/jaya-vaidhyanathan-26039510
Website: https://www.bctdigital.ai
Guest Bio

Jaya Vaidhyanathan, CEO of BCT Digital, leads a globally recognized risk management and compliance products technology firm. It specializes in FinTech, RegTech, and SustainTech solutions for major enterprises across various sectors.
Jaya serves as an independent director on the Global Board of PwC and is one of the two independent directors on the PwC India Board. She also serves as the Independent Director on the board of UTI Asset Management Company, IndiGrid and Godrej Properties Limited.
With nearly three decades of industry expertise spanning product strategy, innovation, risk management, and M&A, she merges financial market acumen with cutting-edge technologies to drive growth and innovation. Starting her career on Wall Street, Jaya is a Cornell University alumna and CFA charter holder with extensive global leadership experience from renowned organizations such as Accenture, HCL, and Standard Chartered. Demonstrating a strong track record in driving strategic initiatives, fostering innovation, and spearheading large-scale transformations, she has played pivotal roles in shaping the digital landscape of leading enterprises worldwide.
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Mark is a Director in the London office and heads up the Retailer & Hospitality Payments Practice for EDC. He has over 25 years of experience of consulting strategy in the payments and fintech industries. Mark works with leading global merchants, and payment suppliers to retailers and hospitality merchants, to develop omnichannel acceptance strategies. He uses the 360° Payment Diagnostic methodology developed by EDC to identify cost efficiencies and new growth opportunities for retailers and hospitality merchants by defining an appropriate mix of payment methods, acceptance channels, innovative consumer touchpoints, and optimizing Payment Service Providers and acquiring relationships. Outside the payments and fintech industry Mark is a passionate snowboarder.